Auto financing in simple and easy steps

Some car buyers, including young people, don’t have a credit history, a down-payment, or a vehicle to trade-in. Don’t worry! We work with Canada’s big banks and we’ll get you flexible financing or leasing options.

A bad credit score, refused a bank loan, or bankrupt? Our solutions cover all kinds of credit situations. Our financing specialists can get you an affordable solution that suits your budget.

When you move to Canada, you may not realize that your credit score doesn’t move with you. The good news is that we can still qualify you for a loan, and you’ll soon be driving away with your first car in Canada!

If you have an existing loan and think you’re paying too much, we can help. Our parent company, Go Auto, can buy out what you owe and get you a better finance rate and lower payment.

Usually, you will need to have been in your present job for three or more months and make a minimum of $1,800/month. Other forms of income, including certain types of government assistance, may also be accepted.

A downpayment will help, but it's not required. The less you have to borrow, the more likely the lender will be to say yes to your car loan.

Please bring your valid driver’s license to your appointment. You also need to be the age of majority in the province you reside.

To complete your loan documents, please provide your current address details, including your monthly rent or mortgage payment.

Lenders want to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.

You will be required to give your full name, date of birth, phone number and email address to apply for a car loan.